DeFi,Decentralized Finance

DeFi, also known as Decentralized Finance.

The reason why DeFi is popular is because it uses blockchain to overcome natural shortcomings of the traditional financial system, including centralized institutions control, an unequal financial system, cumbersome review processes, lack of transparency, and potential transaction risks (the risk of failure to perform contractual obligations) and more.
The characteristics of DeFi:

1. Based on blockchain technology
2. Assets are controlled by individuals
3. Clearing and settlement are completed in real time through smart contracts.
4. Reducing the need for trust capital between parties.

DeFi 全称去中心化金融(Decentralized Finance),DeFi 使用分布式账本技术,包括区块链、加密货币、智能合约,来提供贷款、融资、稳定币和信贷安排等服务。
DeFi之所以火红是因为它用区块链技术,来解决传统金融体系存在的天然短板,诸如:中心化机构掌握权、金融体制不平等、审查流程繁琐、缺乏透明性、和潜在的交易风险(不履行合同义务的风险即坏账)等。

DeFi 的特性:
1.基于区块链技术
2.资产由个人掌控
3.清结算都是实时通过智能合约完成的
4.通过对信任的最小化依赖,降低个体与个体间的信任成本